据YouGov日前发布的一份研究报告显示，尽管仍面临着后疫情阶段下的经济挑战，印尼P2P借贷市场的份额仍在6个月内增长了28%。
数据指出，包括借款人和贷款人在内，印尼P2P网贷用户的规模已达1.008亿——而这意味着近一半的印尼人口使用过P2P借贷金融科技平台。
另一方面，数据也表示，印尼P2P借贷金融科技领域的总资产为近5.51万亿印尼盾。其中。传统提供商的资产为5.38万亿印尼盾，基于伊斯兰教法的提供商的资产为1336.4亿印尼盾（总不良贷款率为2.78%）。
目前，已经获得当局许可的印尼P2P借贷平台的数量已经达到了102个，其中包括7个基于伊斯兰教法的P2P借贷平台。而截至去年12月，过去六年以来，印尼的累计贷款总额已达528.01万亿印尼盾（350亿美元），其未偿贷款金额为51.12万亿印尼盾。
值得一提的是，基于伊斯兰教法的印尼P2P借贷投资的增长也较为显著，其为印尼P2P借贷市场的整体扩张贡献了33%的份额。
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